Here’s another money story, this time from Class 3P. Read it, take the quiz afterwards, read more!
My Debit Card
When I first got my ATM/debit card, I tried to use it many times, but I was very scared because I had no experience in this method of paying with a card. I went to the Rite Aid Pharmacy. I was ready to pay for my things and I was waiting for my turn, but when I had to use my debit card I didn’t know how to swipe my card. But the cashier helped me and was patient with me. Then she asked me, “Would you like cash back?” I didn’t understand but I said “Yes’’ and she gave me forty dollars and my things. I was so happy that she gave me money.
When I was at home, I told my husband and he said the money was not free. It was from my checking account. It was a big surprise for me. I was confused. I thought I wouldn’t use my card again. Then every time I went shopping I always paid with cash, but one time I didn’t have the amount in cash, so I had to use my debit card again. After that I continued to use my card.
Classes 3A & 3P recently wrote stories about money. Read one below, take the quiz afterwards to test your understanding, and read more by clicking on the link.
First Time Earning Money in the U.S.
Sen Liang Lin
During my first winter in the U.S., I was a seminary student. I lived in New Jersey, I rented a house there. One day my friend told me, “A big snow will come.” I really hoped the snow would come because in my hometown it never snowed. In the afternoon, I saw many white things come down from heaven. I was very happy. I walked in the white road, I threw the snow to hit trees, and I took many photos. After thirty minutes, I felt a chill and I ran back inside. I called my friends in China and told them it was snowing. I was very happy that night because I had never seen snow.
The next morning, I woke up to see that it was white outside, and that the snow had stopped. I wanted to go out, but I couldn’t see the road. I couldn’t walk on the snow. I saw my neighbors were cleaning the snow. I thought I would go to clean the driveway, so I found a tool to clean the snow. It took me about three hours to clean up my driveway.
My landlord came in the afternoon, and he saw the clear driveway and he asked me who did it. I told him that it took me three hours to clean it up. Then he said to me, “Thank you.” I told him this was my first time to clean up the snow. I was very tired. He left for half an hour and when he come back, he brought me an envelope. I opened it and saw $200. I asked him, “What do you mean?” He told me that I deserved it. I was very happy. This was the first time I earned money in the United States. This is something I’ll never forget.
Here’s another money story from Class 3C. Remember to take the quiz afterwards to test your comprehension!
When I came to the U.S., I felt very confused about coins because in China we don’t use coins very often. We have two kinds of coins in my country. There are fifty jiao coins and one yuan coins. But in the U.S., we always use pennies, nickels, dimes, and quarters to pay for food or buy something.
When I first went to the supermarket to buy some food, I didn’t know what a penny was or what a nickel was. I felt confused. When I paid, I took out all my coins and counted.
The cashier looked angry because I was very slow. She said, “I can get change for you.” After that, when I went to the supermarket I only used bills, like ten dollars, five dollars or more. I had many, many coins in my wallet. It was very heavy, so I told my husband, and my husband applied for a credit card for me, so when I go to the supermarket now I just use my credit card.
Class 3C is at it again – this time they wrote about money, Read one story below and take the quiz afterwards to test your comprehension.
Like every week, I went to play my lotto numbers and as always I didn’t check my ticket right away.
After a few days I did and to my surprise “I won! I won! I won!” I yelled inside my apartment. I couldn’t believe my numbers appeared on the computer and I finally won!
“What can I do now? Call my family? Should I cash the ticket or should I wait for my husband?” So many questions came to my mind. “Breathe and calm down. Wait for your husband to come back from work,” I said to myself.
The time went slowly. I decided to take a nap to try to relax. A few minutes later, I had a nightmare. I was trying to find my son, who was on the street. I looked around and around. I asked so many people about him, if someone had seen him or someone had recognized him. But nobody had seen him.
I was crying and scared. I went to the police station and reported him missing.
I didn’t want to wait at home for news about my son and decided to go look for him. A powerful force led me to go to his favorite park, the Colorado, named for its red statues.
It was dark. I walked to the playground but I didn’t find anybody. I decided to walk to the small water fountain and I saw a small shadow. My heart jumped and immediately I recognized the hair of my son.
“Mom, I’m sorry! I got lost! But look at what I found for you – maybe you can win something!” he told me smilingly and I saw that in his hands he had a paper. It was a lottery ticket.
Here are a couple videos for the University Settlement Federal Credit Union featuring some Adult Literacy Program staff. Spot anyone you know?
Presidents Day celebrates the birthdays of George Washington and Abraham Lincoln. George Washington is on the quarter and the dollar bill. Abraham Lincoln is on the penny and the five-dollar bill. To learn more about U.S. currency and practice your money-counting skills, watch the video below: